Terms of Service

Last Updated: March 2026

These Terms govern your use of the NPLEX software and this website.

Nature of the service — on-premise software

NPLEX is software for validating NPL portfolio data against the EBA ITS 2023/2083 ruleset, deployed on the client's own infrastructure. NPLEX does not host, see, intermediate or take custody of your data or of any transaction. Once a snapshot passes validation, NPLEX can produce a portable, encrypted .nplex artifact that the parties exchange directly and privately between themselves.

No advice; data responsibility

NPLEX provides formal technical validation only and does not offer investment, legal, accounting or tax advice. The accuracy of the underlying data, the snapshot you finalise, and any transaction or decision based on it, remain solely your responsibility.

Acceptable use

You may use the software only with data you are authorised to process and in compliance with applicable law, including data-protection rules. The public demo is provided for evaluation purposes only, without warranty.

Contact Us

If you have any questions, please contact us at federico.abrignani@gmail.com.